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The private sector made a lot of mistakes in mortgage lending in recent years. In theory, a wise, farsighted government regulator could have meddled two years ago to make things better. But stupid, hindsighted government meddling now will just make things worse.

That was Arnold Kling. And that comment need not be reserved for the mortgage sector, but also for health care, broadband, military intervention, intelligence, food and drug regulation, and …

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